Thinking of adding a canine fur baby to your household? There are some things to consider before signing the adoption papers — for instance, asking yourself some questions that will help you determine if you can afford having a dog if you work full-time. While this might seem counter-intuitive because a full-time job equals more money, you'll also have to factor in a potential dog walker or doggy-daycare membership, vet bills, food, toys, pet security deposits and pet rent, and boarding for your four-legged friend when you're traveling.
All of these things can add up pretty quickly. According to the ASPCA, the cost of adding a dog to your crew can range between $1,400 and $2,000 in the first year. Money Under 30 Editor David Weliver detailed his experience adopting a cat without understanding the hidden costs on the Money Under 30 website.
"Along the way, we’ve spent thousands on food and veterinary care including a $2,000+ surgery that fell while Lauren [Weliver's wife] was an even poorer law student," he revealed. "We certainly don’t regret having pets — in fact, we’ve now adopted a dog, too — but we obviously were not thinking about the potential (and not insignificant) costs of pet ownership when we were young and looking for a cat." Whether you're considering adopting a cat or a dog, ask yourself some questions first to make sure you're financially ready to take on this responsibility.