With over 22,000 five-star ratings, this swim dress with a retro-inspired silhouette is a firm fan-favorite. Featuring a self-tie halter and gathered bust adorned with a decorative tie, this swim dress has removable padded cups for some support. Beneath the flowy skirt, which grazes over the tops of the thighs, is a pair of built-in shorts for added coverage. It comes in dozens of vintage prints, like the cute polka-dot and lemon print above.

Helpful review: “The skirt covers the top of thighs. [...] Fabric is silky, soft, and stretchy. [...] The embroidered roses are lovely and rich, looks very expensive. I usually bring 3 suits on vacation, but I’m only bringing this one from now on. It’s the only bathing suit I need. Sexy and yet modest enough to add an overskirt and wear to dinner with a shear coverup or shrug.”

Sizes: Small — 6X-Large | Colors: 28 | Material: 82% Nylon, 18% Elastane

For maximum thigh coverage, consider this tankini that comes with bike short-inspired bottoms that reach almost to the knee. Made from a quick-dry fabric, this set has a mix and match feel to it — the black shorts have a contrasting waistband that matches the color or print of the top. The racerback top has a built-in shelf-bra and removable padding, plus a lace-up bust detail you can tie to your liking.

Helpful review: “I love this swim suit!!! It is so nice and made really well. I would definitely recommend this to anyone looking for a suit with coverage for your thighs and chest.”

Sizes: Small — 18 Plus | Colors: 20 | Material: 82% Nylon, 18% Spandex

With its ruched bodice and subtle drop-waist silhouette, this swim dress is a chic option for those who want to conceal the tops of their thighs. The V-neckline offers some chest coverage, while the wide, adjustable straps make for custom fit that won’t dig into your shoulders. It comes with a pair of matching boy shorts for added security.

Helpful review: “This is a very pretty, well designed swim dress. I am plus size and it fits so nice. The dress is just the right length. It sits about mid thigh. Makes you feel pretty on.”

Sizes: Medium — 4X-Large | Colors: 27 | Material: 82% Nylon, 18% Spandex

Hitting just above the knee, this high-rise swim skirt with a wide, stretchy waistband can be paired with any bikini top, or even a one-piece for added coverage. Featuring convenient built-in briefs, this skirt has a stylish slit with a ruched drawstring that you can adjust to your liking. Reviewers also loved how this skirt doubles as a cover-up — simply toss on a billowy linen button-down shirt, and you’re good to go for lunch.

Helpful review: “I was hoping for a skirt that would come just below my bottom. This skirt is nice and fits well, it just comes to above my knees. Which is a little bit longer than I had hoped. I'm keeping it though!”

Sizes: 1X — 3X | Colors: 3 | Material: 82% Nylon, 18% Spandex

Boasting over 12,000 five-star ratings, this popular swim dress has a sweetheart neckline and wide criss-cross straps for an elegant vibe. This swim dress likely won’t conceal your thighs entirely, but it does provide plenty of coverage along the upper thigh as well as some butt coverage thanks to a pair of built-in shorts. The crossover bust comes with molded push-up cups for coveted support. Choose from 36 colorways, ranging from solid hues to fun prints, like classic polka dots (pictured) and bold florals.

Helpful review: “Not only is the pattern on the material beautiful (what caught my eye in the first place) but it fit so well! [...] It's all 1 piece so I don't have the line at my waist, it covers my thighs [...] I like the way I feel in it and I plan to buy more, just for the pattern now that I know that it fits well. I could wear it around the house or outside on a hot day, not just for swimming, it's versatile.”

Sizes: Small — 6X-Large | Colors: 36 | Material: 85% Nylon, 15% Spandex

From afar, this adorable number may look like a one-piece swimsuit with a matching cover-up, but it’s actually a swim dress. From the waist up, it looks like a classic one-piece, complete with a scoop-neck silhouette, adjustable straps, and removable padding, plus a full-coverage bottom. This swim dress, however, offers more coverage across the tops of the thighs, thanks to a gathered skirt that mimics the look of a sarong. But if you’d like more thigh coverage, you can untie the knot so that the skirt hangs at an even length.

Helpful review: “I really like how this fits me. Especially the bra style straps, which are adjustable and wide enough that theyre not digging into my shoulders. [...] The chest coverage is doable. [...] I love the side slit feature, covers my inner thighs, exactly what I wanted. The torso is short, which is fine for me bc I have a short torso. If you have a longer torso this may not work for u. This one's a keeper for me!”

Sizes: X-Small — 22 Plus | Colors: 36 | Material: 82% Polyester, 18% Spandex

Who needs a cover-up when you have this lovely swim dress, complete with an on-trend sternum cutout? Featuring built-in briefs for some added butt coverage and a flowy silhouette, you can feel cute and covered in this dress. In addition to wide adjustable straps that won’t dig into your skin, this swimsuit has a ruched drawstring bust that can be adjusted for the perfect fit. The bust also includes push-up padding for a subtle lift. Plus, there are 34 stunning shades and patterns to choose from.

Helpful review: “The fit, the style, the material - 10/10 will be recommending this shop to my friends this summer. I love how confident I can feel in this while still showing some of my midsection but covering my lower tummy and thighs.”

Sizes: Medium — 28 Plus | Colors: 34 | Material: 82% Nylon, 18% Spandex

If you’re looking for an alternative to swim skirts and dresses, these swim shorts, which have a 5-inch inseam that hits about mid-thigh, are a great option. Apart from being full-coverage, these shorts have a stretchy, 3-inch wide waistband, a mesh brief lining, and two handy side pockets. Not only is the fabric of these shorts quick-drying and chlorine-resistant, it also has UPF 50+ sun protection, so they’re perfect for outdoor activities.

Helpful review: “They have the perfect inseam length for a swim short. Not long like my previous pair, but long enough to conceal my inner thighs. I love these!!!!! I cannot emphasize how comfortable they are with their high waist and perfect length.”

Sizes: X-Small — 3X-Large; 16 Plus — 24 Plus | Colors: 10

This best-selling, three-tiered swim skirt grazes the tops of your thighs, while a pair of built-in boy shorts offers added coverage and security. The sheer mesh construction isn’t just cute — it also dries quickly and is super breathable. This skirt also has a 3-inch waistband, which hits just below the belly button, and has gentle compression for some added support. Available in an array of neutral shades and bold hues, this swim skirt is cute enough to wear to a casual lunch at your favorite spot.

Helpful review: “Fun color. [...] I prefer to cover from my belly to my upper thigh, and this ruffled bottom did it in a cute way. Usually, you can only find swim skirts in black, so I was excited to find such a fun color that pairs with so many different tops. Love it.”

Sizes: Small — 20 Plus | Colors: 20 | Material: 82% Nylon, 18% Spandex

This swimsuit set has a top that’s reminiscent of a classic two-piece — including adjustable (and convertible) criss-cross straps, a ruched bust, and removable padding — except it provides much more coverage. The babydoll-style top is made from a flowy mesh fabric that hits just above the knee and has a unique handkerchief hem. The matching shorts offer extra coverage across the top of the thighs and waist. Best of all, it comes in over 30 stunning patterns.

Helpful review: “The dress part is sheer and just a tad bit see thru but only on the part where the shorts are. The shorts fit perfect. Mid-thigh length. Love the way i feel in it too! Plenty of stretch [...] Worth the price and comfort! Add to cart NOW!”

Sizes: Medium — 30 Plus | Colors: 33 | Material: 85% Polyester, 15% Spandex

Featuring a 5-inch inseam, these sporty board shorts offer plenty of coverage, and are cute enough to wear beyond the beach or pool when paired with classic tank and cute sandals. They have an adjustable drawstring waistband, mesh underwear lining, and a convenient pocket secured with a Velcro closure. It’s important to note that this listing includes a few different styles, like shorts with shorter inseams or without a drawstring, so be sure you’re adding the correct style to your cart.

Helpful review: “Perfect beach short!! Great length for the person who likes some modesty and thigh coverage. Breathable and quick drying!”

Sizes: X-Small — 3X-Large | Colors: 30 | Material: 95% Polyester, 5% Spandex

Whether you’re an avid swimmer, water aerobics enthusiast, or poolside lounger seeking extra coverage, this athletic one-piece swimsuit with (almost) knee-length shorts is a great choice for anyone who wants to keep their thighs covered. In addition to wide racerback straps and a keyhole cutout in the back, this color-block swimsuit also has a shelf bra with sewn-in padding for extra support.

Helpful review: “I [...] wanted something that covered my whole butt and thighs. This one does the trick [...] I use it for water fitness classes at the gym and I love that it covers well and is all one piece so when I'm moving around everything stays in place.”

Sizes: X-Small — 3X-Large | Colors: 9 | Material: 82% Nylon, 18% Spandex

This two-piece swim set includes a faux double-layer top and matching flared skirt, adorned with nautical-inspired stripes. The top, which looks a lot like a classic tank, has racerback straps and removable pads for added shape and ruched drawstring details on either side. The skirt, which hits about mid-thigh, has built-in briefs as well as a wide, slightly high-rise waistband. Apart from the pool, this outfit also works for walks around the neighborhood or a coffee run.

Helpful review: “The skirt is the perfect length to cover the top of the thighs without being too long. The racerback shows off tanned shoulders, the double layer look is fun, and the fit is excellent.”

Sizes: X-Small — XX-Large | Colors: 15 | Material: 82% Nylon, 18% Spandex

Made from a quick-drying fabric with UV-blocking properties, this swingy swim skirt is ideal for those looking for more modest coverage. Hitting just above the knee, this skirt has a stretchy, high-rise waistband and convenient built-in briefs. With plenty of colors to choose from, this skirt will pair easily with tops you already have in your closet. But if you prefer a monochromatic look, you can opt for a top from the brand, all of which match perfectly with the skirt.

Helpful review: “Bought this is navy blue and black for a trip to Mexico. SO comfortable, perfect fit. Love that it's longer to cover my thighs. And the boy shorts that are attached underneath are exactly what I wanted.”

Sizes: 8 — 22 | Colors: 12 | Material: Polyester, Spandex

For tummy, butt, and thigh coverage, these biker-short inspired swim bottoms are the ticket. They’re super high-waisted and have an elastic drawstring that can be adjusted to your liking. Made from a super-soft yet quick-drying fabric with four-way stretch, these knee-length shorts have breathable, built-in underwear for added comfort. Plus, it’s made from a chlorine resistant fabric with UV-blocking properties, for sun protection that lasts.

Helpful review: “I took these out on boats on the lake and rafting down the river and volley ball in the pool this summer. They never gave wedgy and stayed in place pretty well. Very comfortable. I love the coverage since I burn super easy and am generally not a fan of the ity bity bottoms.”

Sizes: Small — 4X-Large | Colors: 7 | Material: 100% Polyester