21 Millennial Women Making $30K To $150K Explain How They Spend And Save Their Money

Money is a feminist issue — and yet, women are still reluctant to talk about it. According to a recent Bustle survey of more than 1,000 Millennial women, more than 50 percent of people said they never discuss personal finances with friends, even though 28 percent reported feeling stressed out about money every single day. Bustle's Get Money series gets real about what Millennial women are doing with their money, and why — because managing your finances should feel empowering, not intimidating.

Like it or not, spending and saving money is part of life. After all, chances are, everyone spends and saves differently, though some ways probably are better than others. And, let's face it, the more money-saving tips, the better, right? "Creating wealth is all about choosing correct habits now," Lou Cannataro, partner at Cannataro Park Avenue Financial, tells Bustle. "Most know if they have one or two less beers or coffees a month, they can build in some room to pay down debt, still enjoy themselves, and begin to plan for the future! Many are just not ready to make the little changes in life... yet."

However, Cannataro believes that you can still save money and invest in your future — even if you only have $20 left at the end of your paycheck. "Without the proper guidance, this generation has a habit of forgoing the right way of saving for the future," he says. "The average millennial replies to 'Why don't you invest?' with, 'I don't have enough liquidity to invest because I have to make student loan payments.'"

Sound familiar? I know I can relate. Maggie Germano, a certified financial education instructor and financial coach for women, agrees with Cannataro. "The key to financial health is paying attention to your money," she tells Bustle. "Figure how much you make and how much you spend every month. Come up with a budget that aligns with your goals, and then track your spending as the month goes on. Apps like Mint or LearnVest can take a lot of the effort off your shoulders. If you have room in your budget to save (which I hope you do!), automate your savings so that it happens every month."

Yes, I know, easier said than done. But important nonetheless!  Below, 21 millennial women making $30K to $150K per year explain how they spend and save their money, so prepare to be inspired.  

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If you’re still worried about how much you’re spending, remember this trick. “I spend and save using a zero-based budget,” Danielle YB Vason, Founder of She Makes Cents, tells Bustle. “This gives me a proactive overview of my finances and allows me to spend everything on paper before I spend a dime in reality. As for spending tricks, before making a purchase, ask yourself: ‘Does this purchase align with your money, career, or lifestyle goals?’”

I don't know about you, but I think I am going to start re-doing the way I spend and save — STAT.

Check out the “Get Money” stream in the Bustle App for more tips and tricks on how to save and spend your money.