Savvy Spenders
These 3 Zodiac Signs Are The Best At Earning Credit Card Rewards
They always get a bang for their buck.
Having a credit card can open new doors to material success, and using one responsibly can help you build up your credit score. But one of the most exciting plusses of having a purse full of plastic is being able to get rewards back for your purchases. Everyone can take advantage of the option to earn points, discounts, free stuff, or other rewards on various credit cards — but making the most of these perks is easier said than done. Is it possible that some zodiac signs are a little more credit card points savvy than others?
Simply being born under a certain sign won’t automatically determine whether or not you’re skilled at the game of racking up credit card rewards, but there are some common astrological traits that could make certain signs a little more efficient at points-collecting than others. For example, the earth zodiac signs are known for being patient, hardworking, and driven by their material goals, so they have lots of incentive to to maximize their money-spending habits and make their funds stretch further by earning various cash-back bonuses. Additionally, having a ruling planet like intellectual and information-loving Mercury could make someone more inclined to explore the world of credit card rewards too, as this clever planet enjoys the mental calculations required to fully take advantage of various offers.
Whether the goal is to build up airline miles, get a sign-up bonus, or just earn some free stuff, the most credit card points savvy zodiac signs know how to use these systems to their benefit. Read on to find out if you’re one of them.
Gemini (May 20 - June 19)
A Gemini’s brain runs a mile a minute, so multitasking comes naturally to them. That’s why balancing an array of different credit cards for the sake of earning rewards is a relatively easy task for these quick-thinking air signs. The idea of getting “points” or free stuff just by using a credit card totally gamifies the process of spending money — a concept that’s like catnip for a curious and quizzical Gemini. These clever people love nothing more than being challenged intellectually by a good puzzle or riddle, so they’re especially savvy when approaching credit card points from that perspective.
Additionally, Geminis are ruled by information-loving planet Mercury, so they’re quick to pick up on things and learn new systems. This makes it easier to adapt to the stipulations of different cards, and they’re good at keeping up with all the fast-evolving options available to them.
Virgo (Aug. 22 - Sept. 21)
Of all the zodiac signs, Virgos are the most detail-oriented, which is one of the qualities that makes them ultra-savvy when it comes to earning credit card points. Reading the fine print for each individual card’s agreement is important if you’re going to be maximizing your rewards (and potentially playing with your credit score), so a Virgo’s hawk-eyed attentiveness comes in very handy here.
Being organized is another one of Virgo’s strong suits, which also lends itself well to rewards-collecting. Staying on top of which credit cards to use for what purchases in order to get the most bang for your buck is a lot to keep track of — and if you have numerous cards, it can require a lot of mental juggling. Lucky for Virgos, their analytical minds have an easy time categorizing things and making sense of little details, so managing bills, tracking reward windows, and choosing the right cards at the right time is easy.
Capricorn (Dec. 21 - Jan. 18)
Capricorns have a reputation for being old school, so they’re not generally thought of as the tech-savviest signs of the zodiac. However, when it comes to long-term financial planning and money smarts, these earth signs will always be on top of the game. Ruled by the serious and disciplined planet Saturn, Capricorns are willing to work hard and play the long game when it comes to securing material success and stability, so they’ll be patient if they need to time sign-ups right or build up rewards over a longer period.
While building up credit card points isn’t the most traditional path to riches, it is a sure-fire way to make your funds stretch further — and that’s always something that’s going to appeal to a Capricorn’s pragmatic sensibilities. Plus, they have the discipline necessary to stay on top of their credit card payments and not let things spiral out of control. If you can get more bang for your buck, why would you do anything else? That’s a true Capricorn mentality.
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