The Bustle Huddle: What Bustle's Editors Are Talking About On Dec. 20

Congrats! You've made it through Hump Day, ladies and gents. That means there's only 5 — yes, 5! — days until Christmas. Can you even handle the excitement? Let's be real, you're probably too jacked up on free candy canes and frantically buying last-minute gifts on Amazon to focus on the news. Don't worry, I've got your back. (Let's hope this good deed lands me a spot on Santa's nice list.)

Read on for everything Bustle's editors were talking about Dec. 20:

Congress + Tax Reform

Oops, they did it again. Congress has officially passed the biggest tax overhaul in 30 years. Now it's just waiting on Trump's signature to be signed into law, which is expected to happen before the holiday weekend. Well, kids... there's good news, and bad news. While there's a good chance you'll see some minor benefits from the new tax bill in 2018, it's likely to do more significant damage to your finances in the long-term.

Still Confused? Here are 9 pros and cons of the tax reform bill that will help you understand how it'll impact you.

Mindy Kaling + Her Baby Girl

Good news — no, freakin' fabulous news! Mindy Kaling officially gave birth to her daughter, Katherine Kaling, on Tuesday evening. (I'd like to speculate that the news of The Office reboot sent her into labor. It's possible, right??) Even more thrilling? Mindy seems to have given the baby her own last name — which is a minor, but super feminist detail. We're into it. Not to mention Mindy & Kate has a nice ring to it. Are you listening, Hulu?

Baby Mania: If you can't get enough of these celeb babies, here's everything you need to know about Kim K and her surrogate. Woo-hoo!

Harry Potter + Erotica (?!)

If you *literally* can't get enough Harry Potter, now's your chance to experience your favorite characters getting downright freaky-deaky. Yep, that's because a couple of Potterheads created a NSFW Harry Potter erotica podcast, called Potterotica. With episodes like, "Masturbation Managed," "The Boy Who Licked," and "Floo-ty Call," we'd guess you're gonna be grabbing a wand in the Chamber of Secrets. 😳

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Warning! Dec. 21 is slated to be the "unluckiest" day of the year. But before you freak out, here's what you need to know to get prepared.

Meghan Markle & The Holidays

On Wednesday, Prince Harry and Meghan Markle took a major step in their relationship by attending Queen Elizabeth II's annual Christmas lunch. According to People, this is Meghan's first time dining at Buckingham Palace with the entire family present, as well as her first time meeting much of the extended family. But, no pressure. Of course, she looked absolutely stunning for the royal event. Trust me, you need to see those pics.

WTF?! In other mind-blowing news, a healthy baby was born today from an embryo that was frozen over 24 years ago. Wild!

Hot Tip: Looking for a way to spread secret Christmas cheer? This is genius.

What to Watch: If you're obsessed with A Christmas Prince, here are 13 more movies and shows to watch on Netflix tonight.