Why It’s OK To Be The Frugal Friend & How To Avoid Awkward Money Situations

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Money is a feminist issue — and yet, women are still reluctant to talk about it. According to a recent Bustle survey of more than 1,000 Millennial women, more than 50 percent of people said they never discuss personal finances with friends, even though 28 percent reported feeling stressed out about money every single day. Bustle's Get Money series gets real about what Millennial women are doing with their money, and why — because managing your finances should feel empowering, not intimidating.

I've been there, and you’ve probably been there, too. There's a group dinner, and everyone wants to split the bill evenly, but you only ate a $10 salad, so why do you have to contribute $50 like everyone else?! After all, perhaps some of your friends have big wig (read: big income) jobs, so shelling out $50 is nothing to them. But if you're barely making above minimum wage, of course $50 will hurt your wallet more than theirs. Or, maybe you just don't want to pay $40 extra for food and drinks you didn't have. Whatever the reason may be, it's OK.

"We are expected to split things evenly in social settings, but everyone is in a different place in life," Maggie Germano, Certified Financial Education Instructor and financial coach for women, tells Bustle. "You don't have to try to keep up with people who are either earning or spending more than you are. Keep in mind that 'keeping up with the Jones'' is often what puts people into debt. Focus on what is right for you, not what might be expected of you."

That said, here's why it's OK to be the frugal friend, and tips with dealing with it so any awkwardness can be avoided when it comes to splitting the bill.